The growth that businesses deserve — fast, simple and accessible.
Up to 70% of businesses in emerging markets lack access to capital. CreditBook helps businesses increase profitability, enhance product differentiation and satisfy their customers.
The simplest way to offer powerful financial features to your customers
CreditBook simplifies compliance, technical integration and financing so that you can boost your revenue by
up to 3x.
Increase profitability
Increase margins by over 50%, increase order values by 25% and boost revenue by up to 3x
Access financing rapidly
Access financing within hours through intelligent decisioning and simplified compliance
Flexible, fast and for you
Use our White-label UI, SDKs and APIs to go to market fast
Improve satisfaction
Offer unique features that are tailored to your business experience and customer needsFinancial Solutions
CreditBook takes on the toughest parts of the building banking and lending so you can launch with ease.
White Label UI Components
Save engineering time with customisable White-label UI that allows you to embed financing fast without compromising on your business experience
Easy and flexible integration
Customisable
Control over journeys
Lending Operating System
Provides full visibility over compliance and financing transactions with proprietary access to intelligent credit decisioning.
Full visibility and control
Simplified compliance
Intelligent credit risk decisioning
Low Code Solutions
Our customizable API and SDKs allow you to embed financial services with control and flexibility that is designed for growth.
Easy and flexible integration
Low risk
Control over journeys
Financial Institutions Interface
Provides full visibility and control over compliance and financing transactions.
Full visibility and control
Simplified compliance
Intelligent credit risk decisioning
Our Impact
1M+
Businesses impacted
<2%
overdue by over 30 days
<12hrs
application to disbursement
<48hrs
to get started
BACKED BY
Only licensed digital lending company for SME financing in the country
License No. SECP/LRD/86/CBFSPL/2022-103
MSME Activity Index
Assessing the health of the MSME segment aiding policymakers, academics, and financial institutions in shaping effective policies and growth strategies.
Blog
MSME Activity Index March 2024
In March 2024, the Gross Transactional Value in nominal terms reached its highest in a sample of 27 months, as a function of increasing inflation, as well as Ramadan induced shopping.
Blog
MSME Activity Index 2023
CreditBook Technologies manages the CreditBook khata app, with almost one million active users. The khata users are predominantly Micro, Small & Medium Enterprises (MSMEs), who use the ledger to maintain financial transaction, which are largely cash-based.Unlock growth that businesses in emerging markets deserve -
today
